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For UK SMEs / Your business’s own funds

Money moves.
See what’s
behind it.

A business account designed to help you understand your money. We’re building Tervra to bring payments, invoices and supporting documents together, so you can see what arrived, what it relates to and what needs attention.

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In development · Accounts are not available today

A payment, with context.
THE EXPECTATIONNorthline WorksInvoice ALD-2026-041
£40,000
Money in

Northline Works Ltd

£37,500.00
Recorded receipt18 SEP 2026
✓
That explains £1,200.

£700 discount + £500 credit note

THE PART STILL MISSING
£1,300.00

Let’s find the reason.

FICTIONAL EXAMPLE / EXPLANATION ≠ SETTLEMENT
Built for the business behind the numbers.Studios & agenciesProfessional servicesB2B operators

YOU KNOW YOUR BUSINESS. YOUR MONEY SHOULD MAKE SENSE.

Your money has a story.
Keep the context close.

We’re building a business account that brings payments, invoices and agreements into view, with the evidence behind an explanation and the questions still open.

01 / CONNECT THE DOTS

The money.
The paperwork.
The bigger picture.

See what you expected alongside what actually arrived. Open the supporting evidence and see where an explanation is still missing.

Explore the example
EXPECTED£40,000
RECEIVED£37,500
Difference kept visible. Evidence attached.
02 / MOVE WITH CLARITY

Less hunting.
More knowing
what’s next.

See which questions are still open, the evidence behind them and the next step to review.

See how it works
Your next move

One question
worth asking.

No reason is recorded for £1,300 of the Northline difference.

Prepare a follow-up Review first. Nothing sent automatically.

CLARITY, WITH THE WORKING ATTACHED

Confidence comes
from knowing why.

Sources you can open. Uncertainty you can see. A person in control. That’s the kind of financial intelligence we’re building.

The account, and the work around it

More of your business.
One clearer picture.

Explore the accounts, cards and payment journeys we’re developing.

Your business account

Balances, activity and the context for what comes next.

Payments & transfers

Clear instructions, a considered review and an outcome to follow.

Business savings

A separate place for money with a future purpose.

Tax account

Organise money you choose to set aside for tax.

Virtual & physical cards

Named cardholders, funding accounts and spending controls.

Payment understanding

Connect a receipt to the records that help explain it.

HELP SHAPE WHAT COMES NEXT

A clearer picture
starts with you.

We’re talking to UK businesses about what they need from their next business account. Tell us what would make yours work better.

Explore early access

Customer discovery for UK B2B businesses using their own funds.
Not an account application or a promise of future access.